The Everbright Bank credit card interview is mainly for applicants to apply for a credit card online. According to the requirements of the regulatory authorities, the credit card application must be submitted and signed by the cardholder himself. When the applicant applies for a credit card online, the card is issued. The bank obtains the customer's application information through the Internet, so it cannot determine whether the person submitting the application information is the applicant himself. :

Everbright Credit Card Interview Process:

For Everbright Bank Credit Card Interview, you need to bring your ID card, confirmation letter (sent to you with the credit card), and credit card to the bank for "interview" That's it. After all, the main purpose is to prove the identity of the applicant, so it is enough to have an ID card that can prove the identity.

The Everbright Bank credit card interview is basically a formal review, and the first instance is the substantive review. The central bank stipulates that credit cards must be reviewed by someone from the bank in person, and secondly, to confirm whether it is the person who applied for it, and whether others will use the information to apply. So you must bring your ID card.

So the general interview process is to go to the designated Everbright Bank branch in person and present the supporting documents you carry. The staff will ask some relevant information, and basically you can pass the interview.

Novices must pay special attention to the following points when using credit cards:

(1) If the card issuer offers a special discount for the first year to attract consumers to apply for a credit card, special attention must be paid to it. The offers in these promotions are usually short-term. Don’t be fooled by the moment. When choosing a credit card, you still have to give priority to long-term benefits.

(2) Avoid applying for more cards than you can afford. Evaluate your spending habits, needs, and financial situation before deciding which credit cards to choose.

(3) You must sign the new card immediately when you receive it, and cut the old card into pieces to avoid unauthorized use.

(4) You must keep your credit card safe and report the loss immediately if it is lost.

(5) Regardless of credit card or debit card, you must maintain a good credit record.

(6) Cash advance is convenient, but it comes at a high cost.