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Can I apply for a credit card from several banks at the same time?
Of course. Credit cards can be applied to several banks at the same time. However, banks need to verify users' personal credit records when approving users' applications. If users apply for credit cards from multiple banks at the same time, it will cause a large number of short-term inquiries of credit records. But these records are public, which means that every bank can see them, which will give people the impression that users are short of money, and banks will feel risky. Users may not pay, and there is a great possibility of rejection.

Can I transfer money online by credit card?

You can transfer money. Credit cards can be transferred to savings cards online, but cardholders must hold bank savings cards and open mobile banking services, while credit cards cannot be transferred to credit cards.

If the credit card is transferred from the Internet to the savings card, and it is within the overdraft limit, the bank will charge the corresponding fee. If it is overpaid, some banks will accept it, and some banks will not. The specific provisions shall be subject to the relevant regulations of the bank.