Hello, cash advance will incur corresponding fees and interest. Handling fee: The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 3% of the amount of each cash advance. The minimum fee is ￥30 yuan or $3 US dollars per transaction. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis.

The cash advance limit is set according to your card usage. It is included in the credit limit of your credit card. The cumulative amount of cash withdrawals generally does not exceed 50% of your credit limit. Please call your credit card 24 hours for the specific limit. Customer service hotline inquiry. In addition, according to the relevant regulations of the People's Bank of China, the daily limit for cash withdrawals with our bank's credit cards (except cards with special regulations, such as most financial and official cards) through UnionPay lines is RMB 2,000 or the equivalent in foreign currency.

For overseas cash withdrawals through non-UnionPay lines, the cumulative daily cash withdrawal amount for each account shall not exceed the equivalent of US$1,000, the cumulative amount within one month shall not exceed the equivalent of US$5,000, and the cumulative amount within six months shall not exceed the equivalent of US$10,000. .

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.