The conditions for applying for a Bank of China Class I card are as follows:
1. If the user is over 16 years old, when applying for a Bank of China Class I card, he only needs to provide a valid ID card and travel to China It can be processed at bank offline counters.
2 If the user is under 16 years old, the user cannot apply for a Bank of China Class I card by himself. A guardian is required to open an account on his behalf, and the guardian's valid ID card and the user's own ID card are also required to be presented when handling the account opening business.
Bank of China has the following different types of credit cards:
1. BOC BOC Credit Card;
2. BOC VISA Olympic Credit Card;
3 , BOC JCB Credit Card;
4. BOC Lenovo VISA Olympic Credit Card;
5. BOC Metropolis Card;
6. BOC Elite Co-branded Card;
7. Bank of China JCB Jiuguang Department Store Co-branded Card;
8. Bank of China ZTE Business Card;
9. Bank of China Jiaotong University Alumni Identification Card;
10 , BOC Sichuan University Credit Card;
11. BOC Peking University Credit Card;
12. BOC JCB Dazhong Electric Co-branded Card;
13. BOC Zhuangsheng SOGO Department Store Co-branded card.
Card features:
You can make overdraft purchases without depositing, and enjoy an interest-free period of 20-50 days to repay on time without charging interest.
Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.
You can enjoy discounts when you use the card at the bank's designated merchants.
Accumulate personal credit and add integrity records to cardholders’ credit files.
To apply for a Bank of China credit card, no guarantor, deposit, or cash deposit is required. You only need to fill in the Bank of China credit card application form and attach copies of identity documents, permanent residence certificates, and financial certificate documents, that is, Can apply for Bank of China credit card.
Preferential policies:
Annual fee-free policy: Swipe the Gold Card 5 times to waive the annual fee for the following year
Cash withdrawal handling fee: domestic bank transaction amount 1% of the transaction amount, the minimum for ATM cash withdrawal is RMB 8, and the minimum for cash withdrawal at the counter is RMB 10. Other banks are limited to ATM machines, and the minimum is RMB 12 for 1% of the transaction amount. 1% of the amount of overseas UnionPay transactions, with a minimum of RMB 15
Maximum interest-free period: 50 days
Multi-account management: *** limit (each for BOC series and Great Wall series) Independent) Billing date is independent, repayment is independent
Online payment: supports JD.com, Taobao and Alipay, has issued BOC Taobao credit card, enjoys Taobao VIP, supports Alipay cartoon business
Instalment business : Supports interest-free installments (3, 6, 12) installments at specific merchants. Single arbitrary installments and bill installments are not supported
Billing date: The monthly billing date is generated by the system, is fixed for each cardholder, and cannot be changed
< p>Card categories: regular card (limit of 2,000-30,000 yuan), gold card (limit of 10,000-50,000 yuan), platinum card (limit of more than 50,000 yuan)Currency: RMB, RMB /USD, RMB/JPY, GBP, EU credit card points activity rules