There are two possibilities for the final rejection of China Everbright Bank's credit card. One is that the credit information is not good, and the other is that the bank's comprehensive score is insufficient.

1. Bad credit investigation: If you used another bank's credit card for a long time, your overdue record will be uploaded to the central bank for credit investigation. Everbright Bank will generally check your credit record at the final review, and once it finds a credit problem, it will refuse to issue cards;

2. Insufficient comprehensive bank points: If you have never used any products of China Everbright Bank before, you'd better have a debit card of China Everbright Bank to accumulate credit points first, otherwise the banking system will fail the examination.