The quota for applying for the credit card of Agricultural Bank of China: Generally, the quota for ordinary cards is less than 1, yuan, the quota for gold cards is between 1, yuan and 5, yuan, and the quota for platinum cards is more than 5, yuan, with no upper limit.

If you deposit 2, yuan in the Agricultural Bank of China and get a gold card, you can generally apply for a quota of more than 1, yuan if other conditions are met. At first, the quota is generally low, and then the bank will adjust the credit card quota according to the cardholder's usage. You can also apply for it yourself. There are several ways to increase the credit card amount:

1. Frequency of use: credit cards are frequently used, regardless of the amount, as long as you can swipe your card, you will definitely spend it.

2. Amount: It is best that the monthly bill consumption should be at least 3% of the total amount.

3. The bill for credit card consumption needs to last for 3 months in a row, and cannot be interrupted in the middle, that is, there must be consumption every month.

Huinong Credit Card, one of the series products of Jinsui Card of Agricultural Bank of China, was launched by Agricultural Bank of China on January 6, 29, which was specially designed for high-end customers in counties and rural areas with good credit concept. Huinong Credit Card can not only be used as a tool for your payment, settlement, savings and financial management, but also meet your short-term and frequent capital turnover needs through our credit, and provide a number of personalized auxiliary functions to fully serve your production and life.

1. Integration of debit and credit, instant credit

Huinong Credit Card has a powerful function of integration of debit and credit. You can open current and multiple fixed sub-accounts, and deposit your own funds to earn deposit interest; Moreover, after receiving the card, you can directly overdraw and use the letter immediately within the credit line approved by our bank without going through other formalities, flexibly arrange your own production and operation funds and manage your family property.

2. Revolving overdraft and quick turnover

Within the credit line approved by our bank, you can borrow and repay at any time according to your own capital situation, and the interest is calculated according to the actual days of use. After repayment, the credit line will be immediately restored and reused, realizing the rapid turnover of funds, saving the use cost of funds and realizing asset appreciation to the greatest extent.

3. Cash withdrawal in full is convenient to use

You can not only spend overdraft, but also withdraw overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 1% of the credit line, which can meet your capital needs for different purposes to the greatest extent.

4. High credit and flexible guarantee

You can obtain the credit of Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 3, yuan.

5. Easy management

With Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with one card in your hand without other cards or certificates of deposit.

6. Acting as an agent, which saves worry and effort

We can pay water, electricity, communication, cable TV and other expenses on your behalf through Huinong Credit Card, which will save you from running around. When your own funds in your account are insufficient, you can also pay the above expenses with overdraft not exceeding 1 yuan within the credit line.

7. The main card has supplementary cards, and the credit limit is * * *

You can open multiple supplementary cards for your family or friends according to your own situation, so that they can * * * use their own funds in your cards together, or * * * use the credit limit approved by our bank according to your requirements.

8. Payment control, full control

According to your requirements, you can control the number of payments, the amount and whether you have overdraft authority for the supplementary card, and you can also cancel the supplementary card at any time, so that you can flexibly control the use of the supplementary card.