Hengfeng Bank Co., Ltd. is one of 12 national joint-stock commercial banks.

It has 18 first-level branches and 306 branches nationwide; in addition, it has initiated the establishment of 5 rural banks. The national layout is accelerating, and a large number of branches, branches and subsidiaries are preparing to open. At the same time, it is rapidly expanding its overseas business and setting up overseas branches. As of the end of 2016, Hengfeng Bank’s total assets reached 1.2 trillion.

Extended information

Hengfeng Bank’s special business

1. Personal business: Hengfeng Bank’s retail finance aims to create value for individual customers and is dedicated to We provide customers at different levels with personalized, comprehensive, and diversified financial wealth management products to help customers use funds conveniently, efficiently, and safely, and achieve the goal of maintaining and increasing the value of their personal assets.

2. In terms of corporate business: Hengfeng Bank practices the concept of "financial support for the real economy" and has continuously strengthened internal innovation in recent years. Focusing on industrial chains and platform enterprises, it has introduced big data technology and explored the implementation of credit factories. model, striving to provide corporate customers with convenient and fast comprehensive financial solutions.

Hengfeng Bank has created an exclusive service brand for small and medium-sized enterprises - "Wealth Hengtong". After three years of practice, the integration from process, approval, service, authorization, management, assessment to back-end technology support has been completed

At the same time, according to the needs of the "agriculture, rural areas and farmers" economy and agricultural-related enterprises, Heng Chengdu Branch of Fengcheng Bank has simplified the innovative loan approval process, changed the original situation of large and small enterprises to participate in the loan review meeting, and made small and micro enterprises go through the retail channel for approval separately, highlighting key points by category, and shortening the approval time for agricultural-related enterprises.

3. Asset securitization business:

In order to better serve the real economy, Hengfeng Bank actively began to try asset securitization business in 2015, and realized that this business has never been To some leapfrog development.

On February 3, 2015, the first credit asset securitization product issued by Hengfeng Bank, "Hengfeng 2015 First Phase Credit Asset Securitization" product, was successfully issued in the inter-bank market.

4. "Five major sectors, seven major banks" business innovation:

The first is the corporate and investment banking sector, including transaction banking and investment banking; the second is the interbank and financial market sector , including banks; the third is the asset management and private banking sector, including asset management banks and private banks; the fourth is the M Bank sector, including M Bank and credit card banks; the fifth is the innovation sector, including Heng Feng Innovation Garage, Hengfeng Venture Capital, Hengfeng Crowdfunding, big data platform, and financial cloud platform.

Baidu Encyclopedia-Hengfeng Bank