Hami City Commercial Bank, formerly known as Hami Credit Cooperatives Co., Ltd., is a local financial enterprise established by the merger and reorganization of the original five urban credit cooperatives on September 22, 2007. At the end of 2009, the application for the establishment of Hami Commercial Bank was submitted to China Banking Regulatory Commission. 20 10 February10, China Banking Regulatory Commission approved the establishment of Hami City Commercial Bank on the basis of Hami City Credit Cooperative Co., Ltd.

Hami City Commercial Bank adheres to the business philosophy of "serving local economy, serving small and medium-sized enterprises and serving urban residents", regards promoting local economic development as the foundation of survival and development, strives to alleviate the financing difficulties of small and medium-sized enterprises, vigorously supports the development of small and medium-sized enterprises with market, efficiency and credit, and provides diversified and personalized financial products and services to the general public.

Hami City Commercial Bank has ten functional departments, 1 business department and 19 sub-branches. By the end of June 20 10, the total assets of the bank were 2 billion yuan, up by 42%; The balance of various deposits reached 2 billion yuan, an increase of 46%; The balance of various loans was 6,543.8 billion yuan, an increase of 28%; Accumulated profits were 935 1 10,000 yuan, and taxes paid were 510.29 million yuan. Capital adequacy ratio, core capital adequacy ratio, loan-to-deposit ratio example, asset liquidity ratio, reserve ratio, loan reserve ratio and non-performing loan ratio all meet the requirements of regulatory indicators.