In fact, the reason why rich people like to use credit cards is that on the one hand it ensures the circulation of funds, and on the other hand they can use credit cards as personal assistants and enjoy various VIP privileges and benefits.

1. Use credit cards to accumulate personal credit

Credit cards can help you quickly accumulate personal credit. The application and use of credit cards can be shown in the personal credit report. And compared with loans, credit cards are easier to apply for, have a higher chance of daily use, a wider range of uses, and a higher rate of reuse. As long as you swipe your card every month and repay your bills on time every month, you can quickly accumulate an excellent personal credit record.

Don’t underestimate the importance of credit record. It will be used for loans, credit cards, etc. If your personal credit is bad, the bank will probably turn you away. Many people in life cannot get loans because at this point.

2. Use the interest-free period of credit cards to revitalize the cash in hand

The consumption level of wealthy people is much higher than that of ordinary people. If you use credit cards to replace the money, invest the money in There are also a lot of returns on some short-term financial products.

You may think that it is too troublesome to use a credit card for this amount of interest, but if this consumption habit is formed and an adult uses this method for his whole life, do you know how much these benefits will be?

3. Enjoy more benefits of credit cards

Rich people generally have better personal qualifications, so the probability of applying for platinum cards, diamond cards and other large credit cards is very high. These large-value credit cards can also provide cardholders with higher-end rights and interests, such as airport VIP services, high-value insurance rights, preferential hotel booking and travel rights, priority medical treatment rights in hospitals, golf and other sports rights, etc.

4. Large-value credit cards are a symbol of identity and status

Not everyone can apply for a credit card. A credit card is a reflection of your financial strength, social status, etc. . Moreover, card issuers will also issue different levels of credit cards based on the applicant's social status, financial strength, purchasing power, credit rating and other standards.