1. The expired renewal card number is the same as the original card. The original card is swiped more than three times in the third year, and the newly received card is counted as the fourth year, and the annual fee is exempted in the fourth year.

2. At present, China Everbright Bank has cancelled the policy of charging annual fees for the fourth and above cards. No matter which sets of credit cards are handled in your name, they will be charged according to their respective card policies.