Legal Subjectivity:

During the epidemic, credit cards can be extended if approved by the bank or other financial institution that issued the credit card. If the party's request for an extension is rejected, the extension cannot be made and the party must repay the loan in a timely manner and repay the overdue interest during the overdue repayment period. The law is objective:

Civil Code

Article 675

The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time;

The lender may urge the borrower to return it within a reasonable period of time .

"Civil Code"

Article 676

If the borrower fails to repay the loan within the agreed time limit, the borrower shall repay the loan in accordance with the agreement or relevant national regulations. Pay overdue interest.

Civil Code

Article 677

If the borrower returns the loan in advance, unless otherwise agreed by the parties, the actual loan amount shall be Interest is calculated for the period.

"Civil Code"

Article 678

The borrower may apply to the lender for an extension before the expiration of the repayment period;

If the lender agrees, it can be extended.