Recently, the People's Court of Yingjiang District, Anqing City, Anhui Province concluded a case of fund-raising fraud and credit card fraud. The defendant Wang Moumou was sentenced to 13 years and six months in prison and fined 4, yuan. In addition, he was sentenced to three years' imprisonment and fined 5, yuan for the crime of credit card fraud. The hospital decided to execute 15 years' imprisonment and fined 45, yuan. ?

The court found through trial that from March 214 to January 217, the defendant, Wang Moumou, used his position as a staff member of the Agricultural Bank of China to fabricate the fact that he needed funds to help bank customers return credit cards or handle loan turnaround business, knowing that he was able to repay them free of charge, taking the high interest rate as a bait, he borrowed new debts to repay old debts, and used multiple bank cards as a transit account to make a revolving loan repayment transfer outside. Wang Moumou has borrowed 79.1 million yuan from 18 victims including Jiang Moumou and Hu Moumou. By the time of the incident, there were still 12.44 million yuan that could not be returned. ?

Another defendant, Wang Moumou, used his status as a staff member of the Agricultural Bank of China to provide false proof of income and fill in information such as the telephone number and company of the non-applicant when applying for credit card business for victims Xu Moumou and Ren Moumou, resulting in the two victims not receiving the applied credit cards. Later, Wang Moumou fraudulently used the credit cards of two victims to overdraw, which caused the issuing bank to fail to collect the money normally. The principal owed by the two credit cards was more than 3, yuan. ?

The court held through trial that the defendant, Wang Moumou, used fraudulent means to illegally raise funds for the purpose of illegal possession, with high interest rate as bait, and defrauded the fund-raising amount, which constituted the crime of fund-raising fraud; In addition, for the purpose of illegal possession, it fraudulently overdraws others' credit cards, and the amount is large, which constitutes the crime of credit card fraud. The defendant Wang Moumou committed several crimes and should be punished for several crimes. In view of his voluntary confession during the trial, the court gave him a lighter punishment as appropriate. Therefore, the above-mentioned first-instance judgment was made.