1. When applying online, the work unit is not used as the standard of credit limit and is not used as the main reference.

2. After online application, Everbright staff will inquire about 1 credit record according to the identity information provided by the applicant, and then approve it. This is not the final card approval, and the credit limit has not been determined. Just leave the information at the bottom and print the confirmation letter.

3. Everbright receives a valid confirmation letter (copy of ID card, signature, ID number), makes a second inquiry on the credit record, and determines the credit limit according to the credit record. Divided into the following situations:

A

Never had any bank credit card: 1K-3K.

B

Have a credit card from another bank: refer to the line of other banks, and it is the line of other banks.

50%-200%

C

There is Everbright Credit Card: the amount remains unchanged (share the original amount)

There is a special situation. Some users have credit cards from other banks, and the credit line is not low, but only 1K-3k. Generally, it is because you have recently applied for a card from another bank. Because the data update lags behind, it is not reflected in the credit report, so it is regarded as no bank credit card.