I. Credit card withdrawal cannot enjoy the interest-free period, and the daily interest is charged at 0.05%;
Two, credit card withdrawal fees, depending on bank regulations; For the credit card of China Merchants Bank, 1% of the cash withdrawal amount is charged, with a minimum of 10 yuan per transaction.
Extended data:
According to the regulations of CCB, the tolerance time is 5 days. That is, the bank provides cardholders with a five-day repayment grace period service; If the cardholder repays within the repayment grace period, the bank will consider the cardholder to repay in time. Three days before the due repayment date of the cardholder's credit card, CCB will remind the cardholder to repay.
The tolerance amount is 10 yuan. If full repayment is selected, the tolerance amount will be rolled into the next bill; If the minimum repayment amount is selected, the tolerance amount is 20 yuan, and less than 20 yuan (or below) is not overdue.
Reminder: Although most banks have implemented "tolerance", it is best for cardholders to fully understand the relevant regulations of the bank to which their credit cards belong and make full repayment in time. If the cardholder has a bad credit record, the bank will still pay a full penalty.
If there are still unclear places, cardholders can call the customer service phone of CCB for consultation.
Baidu Encyclopedia-CCB Credit Card