1. Relatively safe

You can take less cash with you. If the credit card is stolen or lost, we can report the loss as soon as we find it.

2. Be less ungrateful

If you are in urgent need of cash to solve your urgent need, you will be embarrassed to ask your friends and relatives.

3. Cleanliness and hygiene

There is a lot of bacteria on the money because of the large cash flow, and the credit card can only be cleaned when it is dirty when it is touched by the cashier.

4. Save money

Many banks' credit cards have cooperation or promotion with merchants, for example, there is a discount for returning cash when the credit card is swiped.

5. Convenience

International credit cards such as p>VISA can be directly swiped abroad, but savings cards or cash must be exchanged first.

6. Relieve the economic pressure

If there is a certain economic pressure to pay a large amount of consumption at one time, you can pay by credit card in installments and enjoy your favorite items in advance.

7. Accumulate personal credit records

Using more credit cards and paying back on time can improve the credit limit and credibility.

8. Apply for supplementary cards

I have applied for supplementary cards for my family members, so I can basically grasp their financial situation such as consumption expenditure.

9. It is convenient for financial management

Credit card We will receive a detailed bill of consumption in the form of paper or email after the bill date.

1. Extra benefits

Some credit cards also provide free insurance, car wash, airport VIP room service, points for flights and gasoline exchange.