There are generally two levels of credit card overdraft in Ping An Bank. The first level is 3000-50000 yuan, such as the gold card of Ping An Bank. Ping An Bank evaluates your credit status according to the information you provide, such as your previous repayment, and sets the amount within this range, that is, your repayment amount.

The second grade is more than 50,000 yuan, which is a platinum credit card of Ping An Bank and a credit card with a relatively high loan amount. In addition, the platinum card not only has a high credit limit, but also enjoys VIP services such as five-star business trip and high insurance coverage.