Hello, what you said is completely different. Are you talking about the difference between credit card, debit card and savings card? That's it. If the answer is not what you want, you can not accept it.

Credit card can be overdrawn, which is a kind of bank card. You can have a certain amount of installment payment, and you can overdraw within the amount.

Debit card is also a kind of bank card, which can't be overdrawn and installment. Common debit cards include savings card and stored value card, while the latter, such as RT Mart shopping card, is the kind of welfare issued by the unit at the end of the year.

Savings card is the most common, that is, the one with annual fee 10 yuan. It has few functions. If you don't understand, you can ask me or initiate targeted help. Please accept it if you are satisfied.