Consumption first and then repayment, enjoy interest-free repayment period.
Peony credit card does not need to deposit the reserve fund, and the cardholder can spend first and then repay within the credit limit given by the bank. And there is an interest-free repayment period. Cardholders can enjoy an interest-free repayment period of at least 25 days and at most 56 days from the date of consumption (except cash withdrawal and transfer).
Enjoy the preferential service of the national special merchant network.
Cardholders can enjoy the convenient and thoughtful service of special merchants when they join the ICBC Peony Card National Special Merchants Network for air ticket reservation, hotel accommodation and catering, car rental service and car rescue, and the price is relatively favorable.
Adequate credit consumption and quota
After confirming that the cardholder meets the application conditions, the card issuer shall, according to the cardholder's personal credit status, verify the credit line suitable for the cardholder's consumption demand, with the maximum not exceeding RMB 50,000. The credit limit increases with the improvement of the cardholder's credit status.
Convenient consumption, courtesy and restraint.
Cardholders can not only easily swipe their cards to complete consumption, but also get corresponding points according to accumulated consumption. When the points reach a certain score, you can enjoy different kinds of value-added services and consumption rewards, such as points for mileage, points for grand prizes and so on.
Flexible repayment method
Business outlets-any ICBC business outlets can repay, and the repayment will be received on the same day in this city;
Telephone Banking-Transfer money from other personal accounts to Peony Card account through the telephone banking system of Industrial and Commercial Bank of China.
All-weather service, carefree.
Telephone banking and online banking services have been opened, and cardholders can call the customer service hotline for consultation or account inquiry 24 hours a day. If you lose your Peony RMB credit card, no matter where you are, you can stop paying urgently through the customer service hotline.