The minimum repayment amount is the minimum amount that needs to be repaid in the current month when revolving credit is used, and the minimum repayment amount is listed on the current bill.

Calculation method of minimum repayment amount of each bill:

Minimum repayment amount = 65,438+00% of all general transactions in the credit card account+65,438+000% of all unsettled installment transactions in the account+65,438+000% of the unpaid part of the minimum repayment amount in the previous period+65,438+000% of all funds used beyond the credit limit of the account+expenses.

As long as you pay the minimum amount of the bill before the due date, there will be no late payment fee, personal credit will not be affected, but there will be cyclic interest. All consumption in the current period starts to bear interest from the bookkeeping date (usually the day after consumption), and the daily interest rate is five ten thousandths until you pay it off in full.