Users can call the customer service phone number of the issuing bank and transfer to manual customer service, and ask the staff to help check the current status of the credit card.

Under normal circumstances, if you don't pay back the arrears, you don't use a credit card to cash out, you can use the credit card normally and legally, and generally you won't be stopped by the bank.

If the card is in a normal state but cannot be swiped, it may be caused by degaussing and wear of the card, and the user needs to reissue it at this time.