you can transfer money to others by credit card. But we should remind everyone that the money in the credit card is not owned by the cardholder himself, but the credit line of the bank, and the credit card does not have the functions of transfer, repayment and collection. Therefore, you can't transfer money directly to others by credit card. If it is urgent to use a credit card to transfer money to someone else's account, you can withdraw the money from the credit card first, and then deposit the cash into the account to be transferred, but the cardholder has to pay a certain handling fee and interest.

Credit cards, also known as debit cards, are mainly used for overdraft consumption. After the user applies for a credit card, the bank will give you a certain amount, and the user can make overdraft consumption within the amount, and need to repay after overdrawing the credit card, which is a way of spending first and then repaying.

Credit cards, also known as debit cards, are mainly used for overdraft consumption. After the user applies for a credit card, the bank will give you a certain amount, and the user can make overdraft consumption within the amount, and need to repay after overdrawing the credit card, which is a way of spending first and then repaying.

credit cards are divided into general cards, gold cards, platinum cards and other grades, in which the general card quota is generally within 1, yuan, the gold card quota is within 1,-5, yuan, and the platinum card quota is above 5, yuan. The highest amount of credit cards is the black card. In foreign countries, the black card belongs to the debit card, which is unlimited and can only be handled by some top people in the world. In China, debit cards are not allowed, but only in the form of credit cards, and there are limits on domestic black cards.

Credit cards are useful:

1. Relieve economic pressure.

2. Less or no gratitude.

3. You can add points for your credit investigation.

4. You can make reasonable use of the rules and activities to receive gifts from banks for free. For example, some banks can receive thousands of dollars of luggage case (new users) for free.

5. Reasonable use of credit cards can establish good consumption habits.

6. Exchange settlement function. In order to facilitate users to shop and spend abroad.

7. Microfinance function. Using credit cards to apply for micro-credit does not require collateral or guarantee.