2. The standard platinum card of Minsheng Bank's credit card cannot be exempted from the annual fee in the first year, and the annual fee in the following year can be exempted if there are 18 valid transactions in that year or the effective consumption reaches 50,000 yuan or equivalent foreign currency.
China Minsheng Bank (English name: China Minsheng Banking Corp, Ltd., CMBC for short, Minsheng Bank, Shanghai Stock Exchange: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, and its establishment time is19965438+/. The main shareholders are Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance, Shi Yuzhu and so on.
Initial course
(2007 -20 1 1 year)
In 2007, the "Five-year Development Outline" of the board of directors clearly pointed out that the development focus would be on financial services for SMEs. In the same year, the Yangtze River Delta began a pilot project of financial services for small and medium-sized enterprises.
In 2008, the finance department of industrial and commercial enterprises was established, and the first batch of small and medium-sized enterprises specialized in Shanghai, Hangzhou, Nanjing, Ningbo, Suzhou and Wenzhou. At the same time, under the guidance of regulatory agencies, actively promote the construction of six mechanisms.
In 2009, the management mode of financial services for SMEs was optimized, and the finance department of industrial and commercial enterprises was renamed as the finance department of SMEs.
On June 5438+February, 2009, with the approval of China Banking Regulatory Commission and Shanghai Banking Regulatory Bureau, the SME Finance Department of China Minsheng Bank was established, which is the first non-bank SME financial service licensed franchise institution in Shanghai.
Since then, Minsheng Bank has gradually copied the optimized financial service specialization model for SMEs to the whole bank, including more than 30 branches in Yangtze River Delta, Bohai Bay, Midwest, Haixi and Pearl River Delta.
By the end of 20111,the loan balance of SME Finance Department exceeded 654.38 billion yuan, the balance of off-balance-sheet business exceeded 60 billion yuan, and the number of asset customers served exceeded 65.438 million.
Development history
(20 12 -2020)
On the basis that the loan quantity and customer scale have begun to take shape, the SME Finance Department of Minsheng Bank has entered a new stage of development. Under the guidance of the three-year plan, a clear development strategy was formulated, and a perfect sales strategy and plan was first formulated through "specialization, batch and specialization", which truly realized the "highlighting regional characteristics and implementing list sales" proposed by Chairman Dong Wenbiao, making sales easier and financing for SMEs easier.