Those with bad credit can apply for a visa to go abroad.

If you are just included in the credit card blacklist, it will only affect future loans and credit cards, and will not affect the cardholder's travel, such as taking planes, trains, etc. In order to strengthen joint credit punishment measures for dishonest persons subject to execution, the Supreme People's Court has reached a cooperation with the Credit Information Center of the People's Bank of China to incorporate the list of dishonest persons subject to execution into the credit reporting system and record it in the credit files of the persons subject to execution and the Industrial and Commercial Bank of China. More than 20 financial institutions, including Agricultural Bank of China, Bank of China, etc., share the list information of dishonest persons subject to enforcement, so that dishonest persons subject to enforcement are restricted or prohibited from handling loans, credit cards and other businesses.

Only those who are blacklisted by the court as dishonest persons and become persons subject to execution for dishonesty will be restricted from taking airplanes, taking soft sleepers in trains, applying for loans and credit cards, and serving as legal representatives, directors, and senior managers of enterprises. Personnel etc.

Visa application process:

1. Submit a valid passport.

2. Submit various documents related to the application, such as certificates about your birth, marital status, education, work experience, etc.

3. Fill out and submit the visa application form. Different visas have different forms. Most of them need to be filled in in foreign languages ??and provide personal photos.

4. Meet with officials from the embassy or consulate of the country you are going to. Some countries stipulate that all immigration applicants must be interviewed before making a decision; other countries stipulate that applicants for non-immigrant visas must also be interviewed.

5. The embassy or consulate will submit the completed visa application forms and necessary supporting materials to the domestic competent department for review and approval. The embassies and consulates of a few countries have the right to issue visas directly, but they still have to report it to the country for filing.

6. After going to the country’s competent authorities for necessary review, notify the embassy or consulate in that country of the review and approval opinions. If agreed, a visa will be issued. If rejected, the applicant will also be notified. (For visa refusal, the embassy and consulate will not refund the visa fee)

7. Pay the visa fee. You need to pay the fee first when submitting your visa application, and some countries only charge fees when your visa application is successful. Generally speaking, immigrant visa fees are slightly higher and non-immigrant visa fees are slightly lower. There are also some countries and regions where visas are free.

In summary: It will not directly affect the application for a visa abroad, but it may have a negative impact on the applicant's credit, financial status, etc., thereby affecting the outcome of the visa application.

Legal basis:

"Exit and Entry Administration Law of the People's Republic of China"

Article 1

In order to regulate exit This law is formulated to regulate entry, safeguard the sovereignty, security and social order of the People's Republic of China, and promote foreign exchanges and opening up to the outside world.

Article 2

This Law shall apply to the management of the entry and exit of Chinese citizens, the entry and exit of foreigners, the stay and residence of foreigners in China, and the border inspection of transportation vehicles. .

Article 3

The state protects the legitimate rights and interests of Chinese citizens in exiting and entering the country. The legal rights and interests of foreigners in China are protected by law. Foreigners in China must abide by Chinese laws and must not endanger China's national security, harm public interests, or disrupt public order.