Under normal circumstances, if the application for withdrawal is unsuccessful, it is best to wait for three months before applying. It is useless to apply for withdrawal frequently.

ICBC's credit card limit needs to be activated by users for more than half a year (180 days or six orders), and ICBC credit card holders can apply to the credit card center for withdrawal. For the first withdrawal, you need to use the card for more than half a year, and it is in normal use (generally, the average monthly consumption is required to be above 30%/ limit) and there is no bad record in the last 6 months. Peony credit card has a fixed amount and does not provide adjustment service.

If the withdrawal is successful, the second withdrawal application must be three months after the first withdrawal. If you are unsuccessful, you can reapply. The maximum amount of each withdrawal is 100% of the original amount. High-quality customers with excellent consumption conditions also have successful examples of withdrawing money after 3 months.

In addition, the repayment credit status without bad records within six months is only the basic condition for ICBC to increase the credit card limit, and whether the withdrawal can be successful and how much the limit can be increased depends on the cardholder's monthly consumption amount and consumption type.

With the increase of ICBC's credit card quota, it should also be noted that if the gold card quota has reached 50,000, even if the consumption type is good, it is difficult to increase the quota. 5W gold card holders can apply for a new card with an unshared quota and then merge the quotas, or they can directly apply for a platinum card with a higher quota. For customers who hold multiple independent ICBC credit cards, if one of them withdraws money, the success rate is low if they apply for another ICBC card to withdraw money in a short time.