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Why can I only apply for a credit card but not a savings card at China Merchants Bank?
You don't have to open a savings card to run a China Merchants Bank credit card. The general requirements for handling China Merchants Bank credit cards are:

1, unit income certificate and bank salary flow;

2. Bank deposit certificate and other deposit certificates;

3. Proof of assets such as driving license and real estate license (holding real estate or car, preferably without loan, etc.). );

4. Pay housing provident fund and other running water.

Basic flow of credit card processing:

1. After entering the application page, select the application area, and the system will list the credit card types that can be applied for in this area. Click Apply Now to enter the information filling page.

2. Be sure to fill in the true and valid application materials when applying, and the bank will make a distinction.

3. After completing the form and submitting it, the system will automatically conduct preliminary examination and then submit it to the local branch for further review.

4. The online application is basically the same as the actual written application and needs to be filled in.

18

At least one year old, with stable work and repayment ability.