How to redeem Industrial Credit Card points for free gifts and another card appears when redeeming them
How to redeem Industrial Credit Card Points for free gifts and another card appears when redeeming gifts: Steps:
1. Cardholders can log in to the online points mall to redeem gifts;
2. They can call the Industrial Bank customer service hotline to redeem gifts;
3. This can also be done using the Industrial Bank Credit Card APP exchange.
Credit card points can be redeemed for various physical coupons, airline miles, annual fees and other gifts, or you can add some cash to redeem daily necessities. The above is the relevant content on how to redeem Industrial Credit Card points for free gifts.
Where is the Industrial Bank app points mall?
First of all, the points mall is on the official website. Search the Industrial Bank points mall directly on the search engine and you can click to enter. The Industrial Bank Credit Card Center is constantly Points-based activities and points-based gifts will be launched. The validity period and redemption rules for different points-based activities and points-based gifts redemption will be determined according to the specific activities and will be announced separately.
Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. In 2007, it was officially registered in Shanghai Securities It is listed on the exchange (stock code: 601166), and its head office is located in Fuzhou.
In the thirty years since its opening, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services.
As of the end of 2014, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; the net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year. %.
The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; the net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on net assets remained at a high level of 21.19% level;
It has established 108 branches and 1,435 branches in major cities across the country; it owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Fund, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management. The company has formed a modern financial services group with banks as the main body and covering trust, leasing, funds, securities, consumer finance, futures, asset management, etc.
Banking business
"Global Life" comprehensive overseas financial services: Industrial Bank integrates a series of financial products and services such as travel loans, study abroad loans, credit cards, foreign exchange, and travel visa delivery. It comprehensively meets the overseas financial needs of individual customers such as cross-border tourism and study abroad. Its business covers many fields such as tourism, visas, study abroad, overseas real estate, and health care, providing customers with convenient, thoughtful and professional one-stop cross-border financial services. .
"An Yu Life" Comprehensive Pension Financial Service: Industrial Bank's comprehensive financial service plan customized exclusively for middle-aged and elderly customers, covering four major systems: exclusive financial management, credit loans, convenient settlement, and value-added services. We cooperate with well-known domestic insurance, legal consulting, medical consulting, elderly care and leisure institutions to provide customers with a series of value-added services ranging from insurance, legal and medical to leisure and entertainment, vacation and health care.
"Xingyetong" comprehensive financial services: a comprehensive financial service plan for "growing business owners" such as self-employed individuals, individual industrial and commercial households, partners and private owners, integrating "loan financing, payment and settlement" , financial planning, VIP services and exclusive recognition" are integrated into five special services, covering personal business loans, acquiring services, family financial management, VIP services, exclusive debit cards and credit cards and many other special products, providing comprehensive services to small and micro finance field, helping business owners grow their businesses and achieve simultaneous improvement in wealth and quality of life.
How to redeem Industrial Bank credit card points.
How to redeem Industrial Bank credit card points
1. SMS redemption: edit the text message and send it to the number designated by the bank that issued the card, and then you can redeem the product;
2. Points offset: When spending money at merchants of the bank where the card is issued, you can use points to offset cash consumption;
3. Online redemption: Enter the credit card online club mall of the bank where the card is issued to redeem;
4 , Redeem by phone: Dial the designated service hotline of the issuing bank to redeem;
For self-service voice redemption, dial the 24-hour customer service hotline 95561, press 1 [Credit Card Business], then press 5 [Points Inquiry], and then press 2 [Points Redemption], follow the voice prompts.
5. Go to the designated branch of the issuing bank to redeem.
The process of redeeming Industrial Bank credit card points for products
1. After customers enter the homepage of the points mall, they can start browsing products;
2. If you want to make online purchases To redeem, you first need to log in to the points mall, otherwise you can only browse the products, but cannot actually redeem the gifts;
3. When you log in to the points mall, you can add the selected gifts to your shopping cart , you can also collect the gift;
4. After you complete the gift selection, you can enter the checkout counter and confirm the payment at the checkout counter.
5. After the payment is confirmed at the cashier, you need to submit the order. At that time, the system will deduct the corresponding points from your credit card based on your redemption application;
6. Complete the above After a series of operations, you will receive the gift you redeemed within 1 month.
Objects of the points activity:
(1) The objects of the points activity are the principal cardholders of Industrial Bank credit cards.
(2) Industrial Bank credit card holders who have any of the following circumstances will not participate in the points activity:
1. The credit card has been canceled or deactivated;
2. The credit card has been controlled;
3. The credit card is overdue for more than 30 days;
4. The credit card holder violated the "Industrial Bank Credit Card Use Agreement";
Industrial Bank - Points Redemption Rules
Where to redeem Industrial Points Mall
Industrial Credit Card points can be redeemed in three ways, namely: log in to the online points mall to redeem; Call the bank customer service hotline to redeem or redeem through the mobile APP. Industrial Bank credit card points include various gifts including airline miles, various commodities and annual fees.
(Operating environment: Haoxingdong APP8.0.16, mobile phone: Xiaomi MIUI12.5)
:
How to handle Industrial Bank business:
1. Industrial Bank credit card users can search online and log in to the Industrial Bank Credit Card Points Mall, and use credit card points to redeem online. For self-service redemption by voice on the Industrial Bank customer service phone, dial the 24-hour customer service hotline 95561, press 1 for credit card business, then press 5 for points inquiry, and then press 2 for point redemption. Follow the voice prompts or switch to manual service and let customer service personnel assist in redeeming points gifts. Industrial Bank credit card users can download and log in to the Industrial Bank Credit Card Haoxingdong APP and click on the Xingdong Mall to redeem points for gifts.
2. The points of Industrial Bank Credit Card were permanently valid before, but starting from April 2019, the validity period of points will be linked to the validity period of the credit card, that is, the validity period of points is the validity period of the card. After the card expires, the points can be retained for 90 days. After 90 days, if they are not redeemed, they will be reset to zero. Customers can directly log in to the "Haoxingdong" APP on their mobile phones, select "Xingdong Mall", click "Points Gifts", and then select the gifts to redeem. There are ways to redeem directly with points, and there are also ways to redeem with cash + points combination. In addition, Industrial Bank's credit card points can be used at Tianhong Shopping Mall, Zhongmin Parkway, RT-Mart, Xinhuadu, and Beishun Supermarket. Similarly, 500 points can be exchanged for 1 yuan, and the minimum exchange is 25,000 points.
3. The airline miles redeemed by Industrial Bank credit card points refer to the membership miles (points) of each airline. Each airline's membership mileage (points) conversion ratio and usage rules vary. Go to the official website of Industrial Bank Credit Card, where you can use points to redeem gifts, make purchases, participate in lucky draws, and have various activities at the end of the year. My friend’s credit card points mall collects points. On the official website or APP of Industrial Bank.
Industrial Bank points can actually be exchanged to other banks, such as China Construction Bank, China Merchants Bank, etc. Use a platform that specializes in point exchange to exchange the points in one place. That way, the number of points will be larger, and the gifts that can be exchanged will be larger. .
Homepage of Industrial Bank Points Redemption Mall
The homepage of Industrial Bank Points Redemption Mall is as shown below, the URL is: Credit Card Mall Homepage
Extended Information
1. When you swipe your Industrial Bank credit card at the Industrial Bank's dedicated POS machine at a designated merchant, the points in the card can be converted proportionately and used to offset the consumption amount.
2. The points conversion ratio is: 550 points = RMB 1 yuan. Industrial Bank Credit Card Center reserves the right to change the points conversion ratio.
3. You can check your points balance through Industrial Bank’s dedicated POS machine.
4. When the credit card points are insufficient to offset the consumption amount, the insufficient amount will be deducted from your credit card as normal card consumption.
For example, you have 5,500 points in your card, which can be converted into RMB 10. If you purchase a product of 12 yuan, 5,500 points will be deducted and a card consumption of 2 yuan will be generated; if you purchase a product of 9.8 yuan, 5390 points will be deducted.
5. Use points to offset part of the consumption amount, and the merchant will no longer provide invoices.
Industrial Bank - Instructions for Points Redemption
How to Redeem Industrial Bank Credit Card Points
If you want to redeem the points accumulated by Industrial Bank Credit Card, customers can directly go to Log in to the "Haoxingdong" APP on your mobile phone, select "Xingdong Mall", click "Points Gifts", and then select the gifts to redeem. There are ways to redeem directly with points, and there are also ways to redeem with cash + points combination.
In addition to redeeming gifts, credit card points can also be used to redeem airline miles and annual fees. Customers can click "My" on the "Haoxingdong" APP, then click "Points", and then click "Spend Points" to redeem airline miles; they can also call Industrial Bank's customer service hotline 95561 and transfer to manual service. The customer service staff applies for points redemption for annual fees.
Everyone needs to note that the points earned by Industrial Credit Card are valid within the validity period of the card. Also, if you use points for consumption, then 550 points = 1 yuan. So if you use points to purchase goods, a product worth 10 yuan will cost 5,500 points. For credit card purchases and cash advances, you can earn 1 point for every RMB 1 spent and 6.5 points for every US$1 spent.
Validity period of points:
(1) Credit card principal cards newly issued before April 1, 2010 (excluding Industrial Bank Shanghai IPTV BesTV co-branded credit card, Points earned from Century Golden Flower Yipin Lifestyle Co-branded Credit Card, China Low Carbon Credit Card) are valid within the validity period of the credit card. After the card expires and the cardholder renews the card, the points will be automatically extended. After the credit card account is closed or cancelled, the remaining points will be cleared and cannot be restored.
(2) The validity period of the principal credit card points newly issued from April 1, 2010 (inclusive) shall be valid within the validity period of the principal credit card. After the card expires and the cardholder renews the card, the original card points can be retained until 3 natural months after the expiration date of the card. After 3 natural months, the unused points of the original card will be automatically cleared. Points transfer and merging between cards are not allowed within 6 natural months before the expiration of the card until the points are cleared. If the card is not renewed upon expiration, the points will automatically expire after the card expires. After the credit card account is closed or cancelled, the remaining points will be cleared and cannot be restored.
(3) The points validity period of Industrial Bank Shanghai IPTV BesTV co-branded credit card, Century Golden Flower Yipin Lifestyle co-branded credit card, and China Low Carbon Credit Card are valid within the validity period of the main credit card. After the card expires and the cardholder renews the card, the original card points can be retained until 3 natural months after the expiration date of the card. After 3 natural months, the unused points of the original card will be automatically cleared. Points transfer and merging between cards are not allowed within 6 natural months before the expiration of the card until the points are cleared. If the card is not renewed upon expiration, the points will automatically expire after the card expires. After the credit card account is closed or cancelled, the remaining points will be cleared and cannot be restored.
That’s it for the introduction of the Industrial Credit Card Points Redemption Mall.