If you haven't received it for a long time, contact the bank as soon as possible; The bank will reissue a new card for you.

Under normal circumstances, the new credit card and the original credit card are the same in function and amount, and the points of the original credit card will be transferred to the new credit card;

If you have a bad credit record, the bank will reduce your credit card limit;

On the contrary, if you have always maintained a good credit record, you can apply to the bank for a higher amount according to your own needs, and the bank will generally agree.