Legal analysis: Generally, the overdue credit card will not affect the civil servant's political examination, and the civil servant's political examination mainly examines whether it violates laws and regulations or commits criminal acts. Generally, overdue credit cards will only affect personal credit information, and there are relevant overdue records on them. However, if you don't pay back the money for a long time, the bank may be identified as the person who is untrustworthy. If the credit card overdue situation is not very serious, the general civil servants will not deliberately assess it during the political review. In fact, for most people, political censorship is very easy. On the contrary, many people missed the opportunity of physical examination because of physical problems and missed the position of civil servants.

Legal basis: Article 26 of the Civil Service Law of People's Republic of China (PRC), the following persons shall not be employed as civil servants: (1) Those who have been criminally punished for crimes; (2) Being expelled from the Party by China * * *; (3) Being expelled from public office; (4) Being listed as the object of joint punishment for dishonesty according to law; (five) there are other circumstances in which the law stipulates that it is not allowed to be employed as a civil servant.