First of all, this is a consumer product launched by installment music. At present, the market is collectively referred to as consumer loans.

Secondly, this product is a product that is consumed first and then repaid, and can be simply used for borrowing. This model is similar to a credit card.

You can borrow it in installments and in cycles.

Thirdly, the difference is that credit cards have physical cards, and this music card belongs to virtual cards.

If you apply market search to Jinneku, you can see a product called staged music, which contains a music card. I hope it will help the landlord.