Vipshop is a shopping website that specializes in discounts and offers products of various brands, so it is loved by many users. Bank of China and Vipshop jointly launched a credit card, which has been very popular among users recently. So, what are the application conditions for Bank of China Vipshop Credit Card? What is the general amount?

To successfully apply for a Bank of China Vipshop credit card, the user must be over 18 years old, a Chinese citizen with full capacity for civil conduct, a legal and stable income, and a right of residence in China. Foreigners and compatriots from Hong Kong, Macao and Taiwan can apply for Bank of China credit cards locally. When applying for a Bank of China platinum credit card, you must have a stable job or proof of financial resources. The basic requirement for a platinum card is that your annual salary must be more than 100,000 or have proof of financial resources of more than 500,000. At the same time, state-owned enterprises, public institutions or civil servants may relax their requirements. Moreover, it is also required to have no bad credit record. If you have had bad credit before, your application will definitely be rejected. If you apply through a business outlet, you need to bring your ID card, proof of financial resources and other information; if you apply on the official website, click on credit card processing, select the card type, and follow the page prompts; or you can also follow the official website of Bank of China Credit Card WeChat official account, select My Account in the menu bar to apply for a card.

Credit cards on the credit card application platform are divided into regular cards, gold cards, and platinum cards according to their card levels. The limits of different levels are also different. The specific introduction is as follows: The limit range of regular cards is between Less than 10,000 yuan; gold card limit is 2,000-50,000 yuan; platinum card limit is more than 50,000 yuan. Bank of China Vipshop Credit Card is a platinum-level credit card, and the limit is generally above 50,000 yuan, but the specific limit depends on the user's comprehensive qualifications. Only users with good comprehensive qualifications can obtain high-limit credit cards.

However, it is recommended that when applying for a credit card, users should consider their own needs and repayment ability, and apply within the scope of their finances to avoid excessive consumption of credit cards and eventual inability to repay. Condition.