Hello, I'm glad to answer your question. Is it appropriate to use a credit card or 65438+ 10,000 yuan to repay the mortgage? The following contents are for your reference: 1: Credit card has a high interest rate. If you don't need money urgently, you'd better not use it. 2. If you have 6,543,800 yuan, you might as well pay the mortgage first. The house and the mortgage are linked together. If you don't pay the mortgage, the house will be auctioned by the bank, and the loss will be great. It is better to pay the mortgage. I hope these two points can help you, thank you, and have a good life.