It cannot be used without activation. You need to apply again after the validity period

The process of applying for a credit card is:

1. Apply for an appointment online; submit application materials

2. After the application materials are submitted, the bank will conduct a preliminary review. After the application is approved, bank staff will contact you for confirmation and then come to collect personal information (proof of identity, work certificate, financial resources); or you can go to the bank to submit the certification materials yourself.

1. The age must be between 18-60 years old;

2. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required) , military personnel need to provide a copy of their military ID;

3. Work certificate: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, position and income, and stamp the company name official seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter;

4. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding certificate, or Documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove the level of financial resources.

Other documents available for reference include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

3. Interview

4. After the information is approved, the card will be mailed according to the filled-in mailing address information;

5. Activate the binding and open the card. .