The credit cards of Shanghai Pudong Development Bank can be roughly divided into three types according to the amount: Puka, Gold Card and Platinum Card. Among them, the ordinary card amount 1000- 10000, the gold card amount 10000-50000, and the platinum card amount is more than 50000 yuan. The specific amount is determined by the application materials.

Everyone knows that the credit card limit is high or low, so what conditions determine the credit card limit? Well, it depends. We will explain it in three situations: the first card application, the second card application and daily withdrawal.

First, apply for a card for the first time

For the first time, there are two factors that affect the limit: the level of the card and the conditions of the cardholder.

Card grade: generally, the card amount is below 1 1,000 yuan, and the gold card amount is generally 1- 1 1,000 yuan; Platinum cards are generally above 50 thousand.

Cardholder conditions:

1. Personal income: job, monthly income, nature of work unit.

2. Personal education and professional title: Higher education and technical title will increase the credit line.

3. Family conditions: whether you are married or not, whether you are local.

4. Personal assets: whether there are personal assets such as houses, cars and bank deposits.

5. Other credit cards and credit limits: If there are other credit cards with higher credit limits, you can apply for a higher credit card, but if there are too many credit cards, the application for other credit cards will be rejected.

Second, reissue the card.

For cardholders who apply for a credit card again, the bank will give a credit line according to the income of the applicant, the credit cards that have been handled in other banks, and the use records. As long as the cardholder has no record of overdue repayment and has certain repayment ability, the bank will give enough credit line for the cardholder to use.

However, for some cardholders who have applied for credit cards many times, their credit cards are overdue and the minimum repayment is maintained for a long time. In order to reduce the risk, banks generally will not approve cards or the amount of card approval will be very low.

Third, daily withdrawals

In the normal use of credit cards, if it is necessary to withdraw cash, the bank's approval is generally based on the cardholder's card use record: whether the number of swipes is enough, whether the daily limit is high enough, whether the repayment can be made on time, and so on.

If the cardholder has a good record of using the card, the bank will generally accept the application and approve it. There are also some banks that do not allow applicants to apply on their own initiative, and only banks can make judgments.

Although it is good to have a high credit card, it can solve the urgent need, but it is easy to cause one's own consumption desire if the credit card is too high, and it is easy to become a card slave if there are too many card debts.

How many kinds of credit cards are there in Shanghai Pudong Development Bank?

There are seven types of credit cards in Shanghai Pudong Development Bank, which are mainly divided into standard credit cards, functional credit cards, lifestyle-themed credit cards, business travel credit cards, city travel credit cards, department store commercial credit cards and innovative payment credit cards.

Each category has all the basic functions of a general credit card, including: global universal functions of consumption and cash withdrawal at home and abroad; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

Precautions for credit card use safety of PUFA Credit Card involve all aspects before, during and after the event. A total of six security measures are designed, and it has a unique 24-hour anti-fraud function, which can give early warning to suspicious transactions all day and do a good job of prevention in advance.

If you want to apply for a credit card of Shanghai Pudong Development Bank, you can call the application hotline, apply for a credit card online and get the application form at all the business outlets of Shanghai Pudong Development Bank.

Users should fill in the relevant personal information on the application form, sign the user's real name on the signature column after confirming that the information is correct, and attach the required documents according to the application form. If the user chooses to fill in the complete application form online, please confirm "submit" and "print" according to the prompts for application.

[img] Excuse me, which card of Shanghai Pudong Development Bank has a high credit limit?

The types of credit cards of Shanghai Pudong Development Bank are as follows:

1, universal card amount: 1000- 10000.

2. Gold card amount: 10000-50000.

3. Platinum card limit: 50,000 yuan or more.

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The credit cards of Shanghai Pudong Development Bank are divided into three grades, namely Puka, Gold Card and Platinum Card, with the platinum card having the highest quota. Here are a few cards with relatively high quotas:

1, American Express Platinum Credit Card

2. MasterCard Priceless World Card. The amount is basically more than 50 thousand yuan.

3. Pudong visa Unlimited Credit Card.

If you want to know which card of Shanghai Pudong Development Bank has a high credit limit, please visit: See More.

Types of credit cards of Shanghai Pudong Development Bank

The credit cards of Shanghai Pudong Development Bank are mainly divided into standard credit cards, functional credit cards, life theme credit cards, game cards, college students' cards, business travel cards, department store business cards and innovative payment cards. Each big type includes various small types of credit cards.

Standard credit card

1. Pufa Dream Credit Card with arbitrary card organization, personalized card face, free card face material and free combination of exclusive rights;

2. Enjoy the annual fee discount of Visa Platinum Card, the 24-hour platinum assistant hotline, and the simplified/standard version of Visa Platinum Card is waiting for you all day, with one card in hand, and enjoy extraordinary platinum benefits such as travel, food and accommodation.

Functional credit card

1, innovative financial management, increasing income, flexible repayment, free mastery, platinum exclusive, exclusive service Pudong Geely Platinum Credit Card;

2. A Shanghai shopping theme credit card with free annual fee, electronic cash micropayment function, multi-merchant preferential enjoyment, magnetic stripe, contact chip and contactless chip.

Life theme credit card

1, 1 points are exchanged for Ning Zetao pillows, and you can enjoy 5 times points for dining, shopping and entertainment. You can get a special blessing bag for your birthday. On Ning Zetao's birthday, you can get a Pudong Aining Card (UnionPay version) with the highest 230 yuan credit card, the highest 50,000-insured women's care fund, double points for spending on specific festivals and platinum discount for card organizations.

2. Free of annual fee, it is a youth credit card of Shanghai Pudong Development Bank, with a full-time junior college degree or above. It is tailor-made for people under 40 years old (inclusive) and can enjoy exclusive dream money with a 30% discount on handling fee.

game card

1. If there is a new user's nuclear card and it is activated, send 20 yuan a credit card and spend more than 3 times 188 send 35 yuan a credit card, which can customize the game card surface and eliminate the credit card every day without annual fee;

2. Getting the card will send the latest game props, and swiping the card will send powerful hero fragments. I can make a game card face. My name is MT2 Commemorative Credit Card.

College student card

There is an annual fee-free, tailored for full-time college students, a youth card for college students, a quota growth plan, accumulated points for overpayment and consumption, and universal funds to enjoy at will, with a handling fee of only 30%, free cash withdrawal and no handling fee.

business card

1, free of annual fee, daily consumption accelerates the accumulation of Yosemite points, IHG hotels double points, IHG China hotel catering consumption discount Yosemite Pufa joint credit card;

2, quickly accumulate points, more flight rights, comprehensive protection plan, enjoy rich courtesy, two people walk together, one person is free of charge.

Expand from data:

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

The security measures of Pudong Development Credit Card for credit card use involve all-round situations before, during and after the event. A total of six security measures have been designed, including the earliest free SMS, instant messaging, photo card, priority dispute handling, and the unique 24-hour anti-fraud function, which can give early warning to suspicious transactions around the clock and take precautions in advance.

Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card

Let's stop here for the introduction of Pudong Development Credit Card.