This should be mentioned as the Minsheng Bank Credit Card Center’s Universal Music installment business, which is divided into three types.

1. National Music Installment-Cash Installment: Cardholders who meet certain conditions can apply for an overdraft using cash within their National Music installment limit. After approval by the Minsheng Bank Credit Card Center, the cardholder will be The designated personal debit card releases funds, and the cardholder repays the cash installment in accordance with this contract;

2. National Music Installment-Bill Installment: Cardholders who meet certain conditions, in their National Music Installment Within the limit, apply for installment payment for part of the amount of the bill issued between the day after the bill date and 17:00 on the last repayment date. After approval by the Minsheng Bank Credit Card Center, the cardholder will repay the installment payment in accordance with this contract. ;

3. Universal Le Installment - Free Installment: Cardholders who meet certain conditions, within their Universal Le installment limit, can apply to convert any transaction that meets the conditions into an installment payment before the bill date. After the transaction is approved by the Minsheng Bank Credit Card Center, the cardholder will repay the installment in accordance with this contract.