; Many friends choose to use credit cards to pay when shopping. However, some friends report that sometimes failures occur when swiping their cards for consumption. So what happens if a credit card payment fails? I have summarized some reasons for you, let’s take a look together.

1. Online payment is not activated. If it is the first time to swipe the card and then fails, the payment may fail because the online payment function is not activated.

2. Network problems. When paying by credit card, due to network instability, the system did not receive the payment application in time or the payment application was submitted multiple times due to the above reasons and the page was refreshed repeatedly, resulting in payment failure. .

3. Unauthorized transaction. If the card used for consumption is a 3D card, the 3D code must be filled in during the payment process. If it is not filled in, the system will judge that the transaction is not authorized and refuse to deduct the money. Another possibility is that the credit card issuer did not authorize the transaction.

4. The single payment limit is too high. The payment amount for a single consumption exceeds the maximum single payment amount of the credit card, or exceeds the maximum single payment amount set by the system.

5. IP or address Use the same IP multiple times for payment in a short period of time, or make payment at a high-risk address determined by the system. The former system will determine that these transactions may be suspected of tx, xq, fraud and other illegal activities, and the payment will fail. In the latter case, if the consumption area is listed as a high-risk address by international credit card organizations, the system will determine that the transaction may be a high-risk transaction and the payment will also fail.

6. The credit card has bad records. If the credit card used by consumers has bad transaction records, such as refusal of payment, the system will also refuse to charge, resulting in payment failure. The above is an introduction to the content of "What happens if a credit card payment fails? These may be the reasons why the payment cannot be made." Especially the bad record of the credit card is completely avoidable in life, and the consumption address must also be Pay attention.