A credit card legal person refers to a separate legal entity established by the card-issuing bank or credit card company for the credit card products it issues. Its main role is to manage and operate credit card business, including card issuance, account management, clearing and settlement, etc.

Credit card legal persons have completely independent legal identities and economic entities. They have autonomous operating rights with card-issuing banks and credit card companies, and can make decisions independently and bear corresponding risks and responsibilities. In addition, credit card legal persons can also enhance their market competitiveness by accumulating experience and improving strength.

Credit card legal persons play an important role in the credit card market. They not only provide users with convenient consumption methods and high-quality service experience, but also provide card-issuing banks and credit card companies with a fast way to realize assets. Therefore, it is particularly important for credit card legal persons to maintain good reputation and business image.