Can I reapply if the quota is frozen and the funds have not yet been released?

No.

If the loan limit is frozen, you cannot apply for the loan. If the loan limit is frozen due to various reasons, the user will not be able to apply for a loan normally after the limit is frozen. The user must wait for the limit to be unfrozen before applying for a loan again. If users want to use the loan, they must unfreeze it. After the user understands the reason, he or she can proactively try to lift the limit freeze. If the quota freeze cannot be lifted automatically, you can only wait for the system to automatically lift the freeze. urgent! My CCB credit card has been frozen! Will it affect future loans?

If the CCB credit card is frozen, it will not affect future loans.

Relevant regulations for China Construction Bank's credit cards:

1. Other banks' mobile banking also has its own unique strategies in risk prevention. For example, when transferring money through ICBC's mobile banking, in addition to the password, you also need to update the password. Password card; and the account number of China Merchants Bank mobile banking users will only be displayed on part of the screen, which can reduce the risk of account leakage due to the use of mobile phones in public places or theft of mobile phones.

2. Cash advance For overseas transactions, we will convert the transaction amount into foreign currency according to the exchange rate specified by international organizations, and charge corresponding handling fees. Some overseas banks may charge additional fees.

3. Banks can first transfer some simple services to self-service on mobile phones, such as account inquiries. According to statistics from the American Banking Association, the overall cost paid by the bank for users to go to the counter to receive services is US$2.7, while the cost is reduced to 1/4 through the counter, and the cost of independent services through mobile phones is only 1/20 for counter service.

4. When purchasing goods or services that can provide installment payment from the installment payment cooperative merchants designated by Bank of China, after selecting the installment payment business model, the merchant's cashier will proceed according to the installment payment business rules of Bank of China. Related card swiping operations. The specific installment rules are subject to the announcement issued by the merchant.

5. Handle the collection and payment of funds arising from the temporary business activities of temporary institutions and depositors. Cash withdrawals from temporary deposit accounts should be handled in accordance with national cash management regulations. The scope of opening a temporary deposit account: establishment of temporary institutions, temporary business activities in other places, registration and capital verification.

6. The depositor’s collection and payment of funds for daily business activities and the withdrawal of wages, bonuses and cash should be handled through this account. General deposit accounts are used to handle the transfer of depositors' loans, loan repayments and other settlements of funds. This account can handle cash deposits, but cannot handle cash withdrawals.

Therefore, if the CCB credit card is frozen, it will not affect future loans.

Extended information:

The role of China Construction Bank credit card

1. Gathering function

China Construction Bank card account guides many scattered small funds Gather into a collection of funds that can be invested in social reproduction. Here, the stock market plays the role of a "reservoir" of funds.

2. Allocation function

In the allocation of resources, CCB Card can make a society’s economic resources most effective by transferring resources from low-efficiency utilization departments to high-efficiency departments. Allocate resources to the most efficient or most effective uses to achieve rational allocation and effective utilization of scarce resources.

3. Adjustment function

The CCB card has an adjustment effect on the macro economy. The stock market connects savers on one side and investors on the other. The operating mechanism of the stock market works by affecting savers and investors.

Baidu Encyclopedia-Credit Card

China Construction Bank Official Website-Credit Card Articles Can the Bank of Beijing Credit Loan freeze the credit limit to apply for other bank loans?

Bank of Beijing Credit Loan If the credit line is frozen, you cannot apply for other bank loans because the line is frozen, which means that the system does not allow the user to use the borrowing line. At this time, the user must wait for the line to be unfrozen before applying for a loan.