Legal analysis: individuals who steal public or private property with a value of more than RMB 3, to RMB 1, are considered as "huge". If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 3 years but not more than 1 years and shall also be fined. Although the theft of public or private property reaches the standard of "large amount", but the perpetrator pleads guilty, repents, returns the stolen goods and makes restitution, and has the circumstances of legal lenient punishment, does not participate in the sharing of stolen goods or gets less stolen goods, and is not the understanding of the principal offender or the victim or other minor circumstances, he may not be prosecuted or exempted from criminal punishment. If it does not constitute a crime and it is really necessary to punish, the relevant departments shall impose administrative punishment.

Legal basis: Article 196 of the Criminal Law of the People's Republic of China commits credit card fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the act that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.