The classification of bank cards mainly depends on the issuing bank and credit card brand. In China, the common bank card levels are as follows:

1. Ordinary card: Ordinary card is the most basic credit card level, with a low application threshold. Usually you only need to provide your ID card and bank account. Can. The credit limit of ordinary cards is generally low, usually between 1,000 yuan and 10,000 yuan. You can enjoy points, discounts and other benefits when using a regular card, but there may be no interest-free repayment period and preferential interest rates.

2. Gold Card: Gold Card is a higher-level credit card that usually requires a certain credit score and income level to apply for. The credit limit of a gold card is relatively high, generally between 10,000 yuan and 50,000 yuan. Spending with a gold card can enjoy higher levels of points, discounts and benefits, such as interest-free repayment period, preferential interest rates, etc.

3. Platinum Card: Platinum Card is the highest level of credit card and usually requires higher credit score, income level and asset size. The credit limit of a platinum card is very high, usually above 50,000 yuan. Spending with a Platinum Card can enjoy the highest level of points, discounts and benefits, such as longer interest-free repayment periods, lower preferential interest rates, etc. In addition, platinum cards may also come with some high-end services, such as airport lounges, private banking, etc.

Upgrading your bank card requires some skills and strategies. First of all, you must maintain a good credit record, pay off your credit card bills on time, and avoid late repayments. Secondly, using more bank cards for consumption will increase transaction records and consumption amounts, which will help improve your credit card rating. In addition, understand the privileges and benefits of different bank cards, and rationally choose and use bank cards that are conducive to improving your level. Finally, actively participating in bank activities and promotions, such as points activities, specific merchant discounts, etc., is also an effective way to improve your bank card level. Through these tips, you can better upgrade your bank card and enjoy more benefits and discounts.

To sum up, the classification of different banks and credit card brands may be slightly different, and the specific treatment will also be different. When applying for a credit card, you should choose the appropriate level based on your actual situation.

Legal basis:

"Measures for the Supervision and Administration of Credit Card Business of Commercial Banks of the People's Republic of China"

Article 72

The acquiring bank shall specify the leading management department for the acquiring business, and shall assume the responsibilities of coordinating the review of special merchant qualifications, registration management, equipment management, advance fund management, risk management, emergency response, etc.