How to quickly accumulate CMB credit card points? Take a look at these seven methods
Many cardholders don’t know how to quickly accumulate points with China Merchants Bank credit cards. In fact, in addition to the most basic daily consumption, there are many ways to accumulate points, such as getting points by applying for a card, It’s easy to earn points by participating in China Merchants Bank’s points activities, etc. Let’s find out below.
1. Basic knowledge of China Merchants Bank points
Points rules: Earn 1 point for spending 20 yuan or 2 US dollars (no points for less than 19.9 yuan). Points are permanently valid (car cards, City series cards: 1.5 times the points, valid for 3 years; YOUNG card, Sina Weibo card, GQ card One Piece fan card: 2 times the points in the birthday month, with a maximum reward of 2,000 points per household).
Unified points pool: No matter how many cards there are, the points are unified together. In the end, I maximized my spending through high-end cards.
Book of Heaven: China Merchants Bank’s astronomical list of non-point merchants needs to be checked frequently, and many merchants are entered in the blink of an eye.
The order of repayment: first repay the current bill - then the annual fee, interest and handling fee in the unissued bill - then withdraw the principal (no interest will be charged on the day of withdrawal) - Finally, there are other parts of the outstanding bill.
2. Leg hair card
The card between the leg of lamb and wool is called leg hair card (babies’ nickname). ***25 cards (some say 26):
Young card (two cards, black and white, limited to customers under 30 years old), Weibo card (three cards, gold, pink and black) , GQ card (one, only male customers can apply), city theme cards (up to 19, several friends of Walli have already collected them).
How to play:
You can earn points by borrowing cash in advance (and withdrawing cash) (1 point for 20 yuan). City series cards earn 1.5 times points (20 yuan earns 1.5 points), YOUNG cards, Sina Weibo cards, and GQ cards earn 2 times points in the birthday month (20 yuan earns 2 points, with a maximum limit of 2,000 points per household).
The first cash withdrawal of each month is free of charge, and the maximum cash withdrawal for each card in each calendar month is 10,000 (750 points per month for each city card, 500 points for each of the 7 other cards, and 500 points per month for the birthday month) 2000 points more).
Some ATMs can withdraw cash up to 10,000 yuan in a single transaction (the first transaction is free of charge). If you collect 1 GQ card, 2 Young cards, 3 Weibo cards and 6 , you can withdraw 3,000 points every month and 38,000 points every year (2,000 points more in your birthday month). A city card is worth 750 points per month and 9,000 points per year. Multiple cards can be added up. Is it still difficult to score points?
The China Merchants Bank Mobile Life APP also gradually allows you to withdraw 10,000 yuan in a single transaction (no need to go to the ATM). Although it shows that a 100 yuan handling fee is required, it will not actually be charged.
If you withdraw money on the same day, there will be no interest on the same day (the handling fee has been waived). It is best to withdraw cash after the bill date and before the repayment date, and pay all the bills that have been issued and unpaid bills first (because the repayments are in order).
But it really doesn’t take perseverance to play with leg hair cards.
3. Get points when you apply for a card: 25,000 points as a first-time gift
Available for both Diamond Card and American Express Centurion Platinum Card.
4. Spending multiple times in the birthday month and on the birthday day
If you use the leg hair card to withdraw cash, you will get 2,000 more points in the birthday month.
On your birthday (can be modified), of course you will get 10 times the points on Classic White (1 point for 2 yuan, upper limit 10,000 points). One main card and two free supplementary cards, 10 times the points on the birthdays of 3 people. Spend 22,240 yuan to get 11,100 points, 33,300 points for three people, and the annual fees of 10,000 points, 5,000 points and 5,000 points are deducted respectively, and you still earn 13,300 points.
5. Various points activities
1. Introduce card application. Successfully introduce one person and get 1,000 points, and more rewards will be given for more referrals. Long term.
2. Get cash advance and cash installment points.
3. Renew your card and get points.
4. Bind the official WeChat account and Palm Life APP to receive points.
5. Bind ApplePay, HUAWEIPay, and Xiaomi to get points.
6. Get points by adding a full-currency card.
7. Receive points for overseas consumption.
Please download the Palm Life APP, all kinds of points activities are in "My - Activities. Rewards".
6. There are points for Alipay, JD.com and Baidu payments
No points for Tenpay and UnionPay payments.
7. Daily consumption
1.5 times points for car cards and city series cards.
Please note that the points for cash withdrawal with the car card are 1.5 times, but the handling fee is not waived.
How to obtain China Merchants Credit Card points
You can obtain China Merchants Credit Card points in the following ways:
1. You can obtain points by swiping your card. For consumption, you can swipe your card with China Merchants Bank Credit Card. To accumulate points, 1 point will be earned for every RMB 20/USD 2 spent in a single transaction. Points from supplementary card purchases will be accumulated in the main card account. When you accumulate points by swiping your car card or city card, you can get 0.5 times bonus points, which is valid for 3 years. For airline co-branded credit cards, every single purchase of RMB 18/USD 2 will earn 1 mile. For ANA co-branded cards, every single purchase of RMB 20/USD will earn 1 mile. The validity period of consumption miles shall be subject to the announcement of the partner. Some merchants do not accumulate points for consumption, please refer to the official website announcement for details.
2. Search for points paradise in the Palm Life APP, and then you can get credit card points through games. Click "Raise Meow" in the Palm Life APP, feed the cat every day, and accumulate points when certain conditions are met. ; Palm Life has a "Daily Red Envelope" task. The tasks are different every day. Just complete the tasks as needed, and points will usually be given away.
3. You can invite friends to register and bind any of your bank cards to Palm Life. After the invitation is successful, you can get credit card points;
4. You can recommend friends to apply for a China Merchants Bank credit card. Credit card points can be obtained after the recommendation is successful;
5. You can apply for credit card installments, and you can also receive credit card points after the installment is successful;
6. You can handle cash withdrawals, and you can also withdraw cash successfully. Earn credit card points.
7. The points accumulated by the Premium Platinum Installment Card will be rewarded with double points based on the amount automatically credited to the customer's account in each installment (general consumption by swiping the card will no longer accumulate points), that is, for every 20 yuan of the amount automatically credited to the account, RMB accumulates 2 permanent China Merchants Bank points, and the original transaction of general card consumption will no longer accumulate points. Points can be redeemed for platinum value-added service rights, ordinary points products, platinum exclusive point products and other card center store point redemption products.
8. Sometimes China Merchants Bank will also cooperate with WeChat, Alipay, etc. When paying through these methods, you can get double points and other different rewards when using a China Merchants Bank credit card. Open the "China Merchants Bank Credit Card" applet in WeChat and you can get points by signing in every day. Generally, you can get 3 to 5 points each time. Follow the "China Merchants Bank Credit Card" official account in Alipay, and you can also sign in every day to get points. Similar to WeChat, you can generally get 1 point each time.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
How to obtain China Merchants Bank credit card points
Cardholders can earn credit card points in the following ways:
1. Points can be earned by swiping the card, with 1 point for every 20 yuan in RMB and 1 point for every 2 US dollars;
p>2. Search Points Paradise on the Palm Life APP, and then you can earn credit card points through games;
3. You can invite friends to register and bind any of your bank cards to Palm Life, and invite You can get credit card points after success;
4. You can recommend friends to apply for a China Merchants Bank credit card, and you can get credit card points after the recommendation is successful;
5. You can apply for credit card installments, and after the installment is successful You can also receive credit card points;
6. You can handle cash withdrawals, and you can also get credit card points after successfully withdrawing cash.
Finally, it should be noted that, except for the first one which is not an activity, the next five are all activities, so the credit card points awarded each month are also different, and the details are subject to the activity rules.
Extended information: How to use China Merchants Bank credit card points
1. China Merchants Bank credit card points can be used to redeem gifts. There are many ways to redeem. You can log in to the Palm Life client and select "Points Benefits" in the "Discover" menu to redeem gifts. You can also open the official website of China Merchants Bank Credit Card, find the points redemption section, click in and choose to redeem your favorite gifts. You can also use China Merchants Bank Credit Card official APP Palm Life to choose gift redemption.
2. There are gifts that can be redeemed with China Merchants Bank credit card points. Good gifts for home, travel, and fashion; redeem major video memberships, such as Tencent membership, iQiyi membership, etc.; use points to play games or draw draws, and even use points to do micro-charity, etc. Cardholders can The points redemption interface offers multi-dimensional choices.
3. You can also enjoy delicious food by using China Merchants Bank credit card points. Watch movies and win prizes. In the month of the cardholder’s birthday, you can also receive special points discounts. In addition, some designated credit cards can also use points to redeem annual fees. For those game enthusiasts, credit card points can also be redeemed for popular game gift packages at great value, and there are a variety of novel ways to play with points.
That’s it for the introduction on how to earn points with China Merchants Bank’s credit card.