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How can China Merchants Bank credit card convert temporary quota into fixed quota?

In general, the temporary credit line is increased by 2% on the basis of the permanent credit line, and it has a certain validity period. The validity period is usually 1-2 months, after which the original fixed quota will be restored.

therefore, under normal circumstances, temporary quota cannot be converted into fixed quota. Banks will occasionally increase the fixed amount for cardholders with good card records. Cardholders can also apply for increasing the fixed amount by themselves, and the bank will review their consumption, repayment and other card usage to determine whether to increase the fixed amount. Extended information

The Credit Card Center of China Merchants Bank adopts centralized operation nationwide, which is the first credit card center in China to operate independently in full accordance with international standards, and truly realizes the integration and professional service of credit cards. While refreshing credit card records, China Merchants Bank's credit card adheres to the service concept and innovative spirit of "changing with you", actively explores the market, expands market alliances and deepens market segmentation, and its functions and services are increasingly enriched and improved. It is one of the most innovative joint-stock commercial banks in China.

Reference: China Merchants Bank-Increase the fixed quota.