The method to modify the bank credit card statement date is as follows:

1. The cardholder can call the relevant bank credit card customer service number and make modifications through manual customer service.

2. Cardholders can also bring their credit card and ID to any branch of the relevant bank to modify the bill date at the counter.

3. At the same time, you can also log in to the relevant bank APP (such as Bank of China 7.1.7. First download and log in to the Bank of China APP, and then click "Finance" - "Change Date" on the homepage. make modifications).

Notes on using credit cards:

1. Pay attention to two dates: billing date and repayment date

Generally, the repayment date is 20 days after the billing date. Or 25 days, if the card is swiped one day after the bill date, the interest-free period will be the longest, if the card is swiped the day before the bill date, the interest-free period will be the shortest.

2. Protect the credit card information

The three most critical information on the credit card: card number, expiration date, and CVV code. These three key information affect the security of your card use. , especially the CVV code, which is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code. Some people even use a razor blade to scratch off the CVV code directly, and keep those three numbers in mind.

3. Only by swiping your card frequently can you avoid the annual fee; only by paying back on time can you increase your credit limit

Generally, the annual fee can be waived by swiping your credit card six times. Therefore, you must pay the annual fee, swipe your card more often, and increase your credit card limit. At the same time, pay back on time and maintain a good credit record. This is also a way to increase your credit limit. And now mobile POS cardless payment is also very convenient and belongs to online consumption. Combined with daily offline consumption, multiple combinations can be used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified. It is not necessary to go to a bank branch or a teller machine to transfer funds. Repayment.

5. If your funds are not flowing smoothly, or your repayment is delayed due to something, you can call customer service to apply for an extension of repayment

If your funds are temporarily unable to be circulated, or your repayment is delayed due to something. If your repayment is delayed, don't worry, call the bank customer service immediately and apply for an extension of one to three days.

6. What to do if you are short of funds

When applying to change the billing date, you should pay attention to calculating the billing date and enjoy the longest interest-free period to relieve the pressure of tight funds. However, , this skill cannot be used every month. It is said that some banks can only apply for changes once every six months, some banks can only apply for changes once a year, and some banks can only apply for changes once in a lifetime!

7. Say no to all unreasonable charges

Anyone who has unreasonable charges on their credit card can call customer service, bargain with the customer service, and apply to cancel the unreasonable charges. If the customer service disagrees, you can insist on complaining to the end. Generally, you can Winning.

8. Use credit card installments with caution

Credit card installments have very high interest rates. Even if they are interest-free, the installment fees are not cheap. You need to use installments with caution and do not let the bank make a profit on itself. Cents! Of course, except for those who are unable to repay their credit card debt on time under special circumstances, and those who want to increase their credit card limit as soon as possible.