the handling fee rate of bank of communications credit card installment is calculated according to the amount, which has nothing to do with the installment times.

for the installment rate of Bank of Communications, the corresponding handling fees for Bank of Communications in phases 3, 6, 9, 12, 18 and 24 are 2.16%, 4.32%, 6.48%, 8.64%, 12.96% and 17.28%;

the installment fee of BOC is charged at one time at the corresponding installment rates of 1.95%, 3.6%, 5.4%, 7.2%, 11.7% and 15% for the 3rd, 6th, 9th, 12th, 18th and 24th installments;