Credit cards are becoming more and more popular, and there are more and more channels to apply for them. However, it is still difficult to apply for credit cards in some small villages and remote areas. This is because some banks, especially small commercial banks, may not carry out credit card business in the above areas, so they cannot handle various credit card services on the spot, and at the same time, they cannot carry out related collection work. Therefore, for customers who apply for cards in some places, they directly refuse to issue cards.

I can't apply for a credit card locally. Is there any way to crack it?

the answer is yes. The method is what we said at the beginning. How to operate specifically?

in the first case, you have relatives and friends in big cities

If you can't apply for a credit card locally, but you have relatives and friends in some big cities where you can apply for a credit card online, you can use the addresses and fixed lines of relatives and friends when you apply online.

it is mainly to fill in the home address and fixed telephone number as relatives and friends when filling in the card application materials, and then choose the home address for the card receiving address and the home telephone number for the return call.

In this case, you may face a problem, that is, when the bank calls to verify the information, it may call your relatives and friends, so you need to discuss it with your relatives and friends, and you'd better make a copy of your card application information and give it to your relatives and friends. It is generally no problem for relatives and friends to answer the bank's phone calls on their behalf, as long as there are no big mistakes.

Another point is that the card will be sent to relatives and friends. If a new customer applies for the card, it needs to be signed in person at the bank outlet where the card is issued. This can't be done by others. The applicant must go in person and take the ID card and the card-issuing letter to the bank outlet where the card is issued for face-to-face signing. After the face-to-face sign is passed, the card can be opened for use.

In the second case, there are no acquaintances and no one to help in a big city.

At this time, try to highlight your real work address and company phone number, choose the company address for the card mailing address, and choose the company phone number for the return call. At this time, the work place may be inconsistent with the card issuing place, or even not within the card issuing area. But it doesn't matter. You can fill in the local address of the card issuing place. I don't know how to fill it in. You can write the address of a residential area in Baidu and the housing status of relatives. Banks can usually understand the inconsistency between your work place and your residence.

you can fill in any home phone number or just your mobile phone number. At present, people generally don't have a fixed line installed at home, and this bank is understandable. However, it is necessary to ensure that the telephone number and mobile phone number of the company are true and effective, otherwise the return call from the bank will be directly rejected.

similarly, after the card is issued, if it is a new customer, it is inevitable to go to the bank outlet where the card is issued for a face-to-face interview.