The credit card application review is comprehensively evaluated by the system, and many factors are taken into consideration, such as work, income, stability, personal credit and other aspects. It is not determined by unilateral factors. .

Perhaps the information attached by the applicant when applying originally failed to fully reflect his or her personal situation, which resulted in the application not being approved.

In addition, the domestic personal credit record system has not yet been perfected. Each bank uses internal assessment when reviewing credit cards, and the standard setting will be different. Because the credit guidelines and scoring standards are internal working secrets of the bank, factors involving risks cannot be disclosed to the public. You can reapply 6 months after your initial application.