Credit cards are a good thing, giving your life an extra direction to work towards. Compared with swiping credit cards for consumption, what you are more concerned about is still how to increase the limit? When will the bank provide me with a credit limit? What can I do to speed up my quota increase? In short, all topics related to forehead enhancement can make your eyes shine.

However, not all credit cards can perfectly get through the pit of limit increase. If you are unknowingly locked into a "little dark room" by the bank, you will have no hope of increasing your limit.

My friend A was inexplicably "hacked" by China Merchants Bank a few days ago. He originally had temporary quotas, cash installments, and e-loans, but now there was only a capital "None" in the APP interface. This was also a heart attack for him who only wanted to raise his forehead. At this time, you will have some questions: "How can you know whether you have entered the dark room of China Merchants Bank?"

The answer from the card sister is as follows:

If you have just applied for the card It’s normal for the cute new generation to have nothing. But if you use the card for a while and find that in your mobile life, there is no E-loan, but there are bill installments and mobile cash withdrawals, then it is still good, but you have just entered a little dark room. If you don't have any of these three items, you should be careful. You will be very stable in the big black room.

Reasons for entering the dark room:

1. Your ID card information has expired, and you need to replace your ID card in time.

2. There are too many card swipes, which have exceeded 30 times; so just keep about 25 card swipes per month.

3. You are obviously overdue and yet you chose the minimum repayment. You are very brave!

4. The credit limit of other banks is too high, or the personal debt is too high.

Okay, after talking about the above two points, Sister Ka will tell you about today’s top priority, how to get out of the bank’s “little dark room”?

A good way to get out of the "black pit":

1. Keep a good credit card repayment record. If you don't overdue, you will win. After 3 months, you will be able to "unblock" yourself and jump out of the dark room.

2. In Palm Life, by purchasing some relatively high-value products in installments, you can quickly get out of the "black pit".

3. You can move bricks to make a contribution, but as long as you have bricks, don’t leave them idle.

4. If it doesn’t work, you can only rely on luck. While waiting for the bank to release the money, everyone competes to see who can escape from the dark room with a white face.

So, to sum up, go check to see if you have stepped into the dark room of the bank. If not, congratulations, you can safely raise your limit. Don’t worry if you do. , do as Sister Ka said above and wait patiently to jump out of the dark room.