Overdue credit cards will cause all bank cards under your name to be frozen.

Details:

1. Freezing of bank cards: When the holder’s credit card is overdue and fails to repay, the bank has the right to take measures to protect its own interests, one of which is Freeze all bank cards in your name.

2. Sharing blacklist: There is an information sharing system between banks and credit card institutions. Personal information of overdue repayments will be recorded and shared with other financial institutions. This This means that when a bank freezes a cardholder's bank card, other banks can also check the cardholder's overdue records and may take similar freezing measures.

3. Risk control: In order to reduce loan risks, banks will take measures to freeze bank cards for cardholders with bad credit records. The purpose of this is to ensure that overdue persons do not have access to further financial resources and force them to pay off their arrears as quickly as possible.

To sum up, if a credit card is overdue, all bank cards under your name will be frozen. Cardholders should pay off overdue amounts in a timely manner to avoid unnecessary trouble and losses.

Extended information:

Late repayment means that the credit card holder fails to repay the corresponding loan amount within the specified repayment period, or only repays the minimum repayment amount. Overdue repayment will not only cause damage to personal credit records, but may also bring about more financial problems, such as high liquidated damages, high interest, overdue interest, etc. Therefore, in order to prevent all bank cards under their names from being frozen, cardholders should develop good repayment habits and ensure that the amount due on their credit card bills is paid off on time.

In addition, although an overdue credit card will freeze all bank cards in the name, in some cases, the bank may also take other measures based on the cardholder's credit status and repayment ability. Such as restricting withdrawals, adjusting limits, etc. The specific handling may vary depending on bank policies and personal credit situation. Therefore, when faced with overdue repayment problems, cardholders should communicate with the bank in a timely manner and negotiate to resolve the overdue amount as soon as possible.