If you want to apply for a credit card, it is recommended that you read more:
1. Application location:
1. Local bank branches; 2. Supermarkets, Shopping mall exhibition point; 3. Website online application.
2. Application conditions
1. A person who is over 18 years old and has full capacity; 2. A stable repayment ability; 3. A good credit record.
3. Certification materials
1. Identity card (required), a copy of the passport for foreigners, a copy of the return permit/Taiwan compatriot certificate for Hong Kong, Macao and Taiwan, and a copy of the military and armed police Provide a copy of your military or police officer ID.
2. Work certificate, copy of work permit, work badge, and business card can also be used as work certificates.
3. Income certificate, issued by the unit’s personnel administration department, is best issued together with the work certificate. If you really don’t have one, you can also use the salary slip, a copy of the passbook for salary payment, and the transaction list of the bank card for salary payment.
4. Proof of financial resources, which can be bank salary records, income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove your financial level.
5. Social security.
6. Other reference materials include social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.
As a college student, the academic qualifications are actually not very important. You do not have a fixed job, and you have a Changan van instead of a family car. These two points combined will make it difficult for you to apply for a card. Because your repayment ability is limited. Even if it passes the review, the amount will be very low.