Collection words and techniques:

1. The customer said that the money is not enough this month, let’s do it next month

Words: X/Mr./Ms., you Now that you have seriously defaulted, if you continue to delay the repayment until next month, the late payment fees will only increase, which will have a very serious impact on your personal credit score. It is recommended that you process the repayment as soon as possible.

2. The client said that he has not found a job yet and has no income.

Words: Mr./Ms. It will lead to the accumulation of late payment fees and a bad credit record. I hope you understand this. It is recommended that you raise funds from relatives and friends first.

3. The customer said that you should stop urging me, and I will try my best to find a way to turn things over.

Words: Please make good use of the time our company gives you, otherwise it will not matter to you personally. Your credit or the subsequent collection process that the company will carry out on you will put you in a disadvantageous position. This matter has reached a point where it cannot be delayed any longer. You must get the money no matter what you think of within a week. Return it. We can't give you any more time, so please seize these few days.

Pay attention to the following points when collecting debts:

1. Collection agents have no right to come to your door to collect debts, or to your workplace to demand money, let alone disturb your daily life.

2. Online loan platforms generally package overdue debts to collection companies for a period of 3 months. If they are still unrecoverable after 3 months, they will be transferred to another company, and there will also be debt collectors. There is also a lot of liquidity.

3. When debt collectors make phone calls or send text messages to collect debt, you'd better record it and keep the chat records. If they engage in illegal and violent debt collection, you can go to the relevant departments to sue them.

4. If the debt collector himself has debt problems and is on the credit blacklist, then his job will not be guaranteed.