(1) The lender collects overdue penalty interest;

(two) loans that affect personal credit and future employment;

(3) It is possible to receive letters and subpoenas from lawyers and become defendants in civil litigation;

(four) to apply for payment orders, court mortgage freezing and seizure, and property enforcement;

(5) Being a faithless person, being restricted to high consumption, and having children go to school.

legal ground

Article 3 13 of the criminal law

Refusing to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Article 241 of the Civil Procedure Law

If the person subjected to execution fails to perform the obligations specified in the legal document according to the execution notice, it shall report the current property situation and the property situation one year before the date of receiving the execution notice. If the person subjected to execution refuses to report or make a false report, the people's court may, according to the seriousness of the case, impose a fine or detention on the person subjected to execution or his legal representative, the principal responsible person of the relevant unit or the person directly responsible.